Retirement is a difficult proposition for many families. Without proper guidance, it can be hard to know how to prepare for 20-30 years without a paycheck. Therefore, it is essential to see the impact that factors like healthcare, investment returns, and inflation can have on the money you’ve saved. This is where I come in. My years of experience crafting detailed financial plans for my clients will ensure that you are taking a thoughtful and practical approach to your own retirement.
It is my privilege to serve the community here at Amplify Credit Union – formerly IBM Texas Employees FCU – as a Financial Advisor with CUSO Financial Services, L.P. (CFS*). As your advisor, I am committed to providing personalized services, building long-term relationships, and adhering to the highest ethical standards. My goal is to become an advisor my clients have confidence in through a relentless commitment to excellence. Even though you can’t predict the future, you can plan for it, and I pride myself in being able to cut through the noise of the financial markets and take a holistic approach to planning and investing your money with appropriate solutions.
My clients choose to work with me because I bring unique perspectives, experiences, and extensive knowledge to the table. We collaborate to correctly diagnose their concerns, needs and wishes, and then execute a strategic plan. When my clients succeed, I succeed, and it brings joy to me because I love what I do.
The financial planning process does not have to be a scary process. If you’re ready to take the mystery out of your retirement, let's arrange a meeting.
An individual 401(k) plan is a regular 401(k) plan combined with a profit-sharing plan. However, unlike a regular 401(k) plan, an individual 401(k) plan can be implemented only by self-employed individuals or small business owners who have no other full-time employees (an exception applies if your full-time employee is your spouse).
Even before your children can count, they already know something about money: it's what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship at the grocery store. So, as soon as your children begin to handle money, start teaching them how to handle it wisely.
As a woman, you have financial needs that are unique to your situation in life. Perhaps you would like to buy your first home. Maybe you need to start saving for your child's college education. Or you might be concerned about planning for retirement. Whatever your circumstances may be, it's important to have a clear understanding of your overall financial position.
* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Financial Advisors are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.