Fee-Free Banking

We're ending bank fees in Texas, one person at a time.

Open an Account

You deserve to bank without fees

Does it sometimes feel like your bank spends all its time chipping away at your savings with fees? At Amplify, we believe everyone deserves to keep the money they've earned. So we have a simple promise to our community: no bank fees no matter what.

Open An AccountSee our list of $0 fees

Be more than a revenue stream

Fees are how many banks can turn a profit even while paying out interest to their customers. Our fee-free approach is designed to work equally for everyone—no matter the size of your savings account. Here's our breakdown¹ of who who really wins—and who really loses—when you keep your money with another bank.

  • Gen Z

    Gen Z pays an average of $218 more in bank fees than they earn in account interest.

  • Millennials

    Millennials pay an average of $181 more in bank fees than they earn in account interest.

  • Gen X

    Gen X only earns an average of $18 more in account interest than they pay in bank fees.

  • Baby Boomers

    Boomers only earns an average of $51 more in account interest than they pay in bank fees.

How to go fee-free

Fee-free banking at Amplify is not an add-on or a premium service—it's a standard benefit for every member, no matter how long you've been with the credit union.

  • Open an Account

    Our streamlined application allows you to open a new savings and checking account in just a few easy steps.


    Open Now

  • Download Our App

    Our mobile-first banking experience puts fee-free banking in the palm of your hand. Download our app in App Store or Google Play.


  • Transfer Your Spending

    Our ClickSWITCH platform will identify existing payments and recurring deposits and automatically transfer them to your new Amplify account.


    How It Works

  • Claim Your Card

    With overdraft protection, best-in-class security, zero bank fees, and so much more, an Amplify debit card is the best way to manage your money.


    See Our Card Features

Got Questions?

We know opening a bank account can be a lot, so we want to answer as many of your questions as we can. Still have questions? Email us at feedback@goamplify.com and an actual human being will get back to you within 1-2 business days.

  • What makes credit unions different from banks?

  • Does Amplify offer interest on their accounts?

  • Do you still offer overdraft protection?

  • Are there any hidden penalties?

  • Does fee-free apply to loans?

  • What about ATM fees?

No bank fees no matter what

Click on the link below to open a checking or savings account and let us deliver on our promise of a fee-free banking experience.

Open an Account

¹These calculations use a combination of 2022 industry fee benchmarks (Bank Rate) and national interest rate projections for November 2021 based on actual Amplify member data.