Do you care about your financial future? Then it's time to ditch your bank and join a credit union.
That’s the central message of the Open Your Eyes To a Credit Union® campaign, which was launched by our friends at the Credit Union National Association earlier this year. Many of you may already know that credit unions are member-owned and offer better rates and services than the giant financial organizations. But if you, like the majority of Americans, are brand new to the credit union movement, then this is the perfect opportunity to address some common misconceptions about who we are and what we do.
Think you have to join a secret organization to be a member of a credit union? Or that you can only access your money at a local branch? Think again. It's time to bust some credit union myths.
Membership requirements are the credit union's way of ensuring that everyone with a financial stake in the organization also shares a stake in the future of the community it serves. We break down some of the many, many ways people are eligible to be credit union members.
Let’s say you’re a student at the University of Texas in Austin. Or you’re a freelance photographer shooting weddings in Houston. Maybe you spend your Sundays with friends and family members at Temple Shalom in Dallas. What do these three people all have in common? They’re all eligible to join Amplify Credit Union.
Membership in a professional organization often implies a rigorous application process and endless background checks, but membership in a credit union is considerably less complicated. Take Amplify, for example. If you live, work, worship, or go to school in Texas - or have an immediate member of your family who these criteria apply to - then you are eligible to join Amplify Credit Union. What’s more, if you’re a member of our partners at the Texas Consumer Council or the American Red Cross Central & South Texas Region, you’re also eligible to become part of the credit union.
Help us bust a few membership myths by visiting the our “Wondering Who Can Join a Credit Union?” page and learning why you may be eligible to join Amplify Credit Union and thousands of other regional credit unions across the country.
Modern institutions like Amplify Credit Union offer their members a variety of online and offline services, allowing people to choose the banking experience that fits their needs. We share some of ways Amplify and other credit unions offer modern money management services to their members.
The days where you could only access your money at a local credit union branch are long, long gone. Modern credit unions like Amplify have invested a ton of resources into expanding their digital banking tools, allowing their customers to access their funds anytime and anywhere. Whether it’s setting up a direct deposit on their desktops, transferring funds through the Amplify app, or even checking balances on their Apple Watches, our members are never made to feel like they’re sacrificing an ounce of convenience by choosing to be part of a credit union.
But that’s not all. By participating in the CO-OP Shared Branch service, credit unions across the country can offer members the same in-branch services they would find at their home location. With more than 5,600 CO-OP Shared Branch locations in the United States, credit unions rival even the biggest financial institutions in terms of in-branch opportunities. So whether you’re making a deposit at Northern Skies FCU in Anchorage, Alaska, or making a withdrawal at TrueChoice FCU in Portland, Maine, your funds will be ready and waiting for you.
Let’s say goodbye to those last few membership myths by visiting the “Where Can You Access Your Credit Union Savings?” page on our website and learning more about the modern credit union experience.