Deposit Rates

Printer-Friendly Rates (PDF)

Rates Effective From: 10/01/2009


SAVINGS AND REGULAR CHECKING ACCOUNTS

ACCOUNT TYPE
$100 - $2,499
$2,500 - $4,999
$5,000 +
 
Minimum Balance
to Open
Dividend
Rate *
APY **
Dividend
Rate *
APY **
Dividend
Rate *
APY **
SAVINGS & HOLIDAY SAVINGS
$25.00
0.15%
0.15%
0.20%
0.20%
0.25%
0.25%
 
$0 - $2,499
$2,500 - $4,999
$5,000 +
 
Minimum Balance
to Open
Dividend
Rate *
APY **
Dividend
Rate *
APY **
Dividend
Rate *
APY **
KID AND TEEN ACCOUNTS
$25.00
0.15%
0.15%
0.20%
0.20%
0.25%
0.25%
 
Minimum Balance
to Open
Dividend
Rate *
APY **
     
FREE CHECKING
$25.00
0%
0%
        
 
Minimum Balance
to Open
Dividend
Rate *
APY **
     
CHECKING PLUS
$25.00
0.20%
0.20%
        

AMPLIFIED CHECKING ACCOUNTS

ACCOUNT TIER
$0 - $4,999       
$5,000 - $14,999
$15,000 - $49,999
$50,000 - $99,999
$100,000 +
 
Minimum
to Open
Dividend
Rate *
APY **
Dividend
Rate *
APY **
Dividend
Rate *
APY **
Dividend
Rate *
APY **
Dividend
Rate *
APY **
AMPLIFIED CHECKING
$100.00
0.99%
1.00%
1.01%
1.02%
1.04%
1.05%
1.06%
1.07%
1.09%
1.10%
AMPLIFY BUSINESS CHECKING
$25.00
0.20%
0.20%
0.25%
0.25%
0.50%
0.50%
0.99%
1.00%
0.99%
1.00%

BUSINESS MONEY MARKET ACCOUNT

ACCOUNT TYPE
Minimum Balance - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 +
 
Minimum
Balance †
Dividend
Rate *
APY
Dividend
Rate *
APY
Dividend
Rate *
APY
Dividend
Rate *
APY
BUSINESS MONEY MARKET
$5,000.00
0.99%
1.00%
1.04%
1.05%
1.09%
1.10%
1.14%
1.15%

MONEY MARKET ACCOUNT

ACCOUNT TYPE
$1000 - $14,999
$15,000 - $49,999
$50,000 - $99,999
$100,000 - $199,999
$200,000 +
 
Minimum
Balance
Dividend
Rate *
APY
Dividend
Rate *
APY
Dividend
Rate *
APY
Dividend
Rate *
APY
Dividend
Rate *
APY
MONEY MARKET ADVANTAGE
$1,000.00
1.04%
1.05%
1.06%
1.07%
1.09%
1.10%
1.11%
1.12%
1.14%
1.15%

MONEY MARKET ACCOUNT TYPES NO LONGER AVAILABLE

 
Minimum Balance - $24,999
$25,000 - $49,999
$50,000 +
 
Minimum
Balance†
Dividend
Rate *
APY
Dividend
Rate *
APY
Dividend
Rate *
APY
MONEY MARKET EXTRA
(no longer available to open)
$15,000.00
1.01%
1.02%
1.04%
1.05%
1.09%
1.10%
MONEY MARKET
(no longer available to open)
$1,000.00
0.99%
1.00%
1.01%
1.02%
1.04%
1.05%

SHARE CERTIFICATES

TERM
$500 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 +
 
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
60 Months
2.23%
2.25%
2.58%
2.60%
2.67%
2.70%
2.82%
2.85%
2.97%
3.00%
48 Months
1.99%
2.00%
2.33%
2.35%
2.48%
2.50%
2.57%
2.60%
2.72%
2.75%
36 Months
1.74%
1.75%
2.13%
2.15%
2.23%
2.25%
2.33%
2.35%
2.478%
2.50%
24 Months
1.49%
1.50%
1.89%
1.90%
1.99%
2.00%
2.085%
2.10%
2.23%
2.25%
18 Months
1.24%
1.25%
1.49%
1.50%
1.54%
1.55%
1.64%
1.65%
1.74%
1.75%
12 Months
1.24%
1.25%
1.49%
1.50%
1.54%
1.55%
1.64%
1.65%
1.74%
1.75%
9 Months
1.00%
1.00%
1.10%
1.10%
1.15%
1.15%
1.198%
1.20%
1.24%
1.25%
6 Months
1.00%
1.00%
1.10%
1.10%
1.14%
1.15%
1.19%
1.20%
1.24%
1.25%
3 Months
0.50%
0.50%
0.75%
0.75%
0.80%
0.80%
0.90%
0.90%
1.00%
1.00%
1 Month
0.25%
0.25%
0.35%
0.35%
0.40%
0.40%
0.45%
0.45%
0.50%
0.50%

STEP-UP SHARE CERTIFICATES
Step-up once with a 24 Month, or twice with a 60 Month term!

TERM
$500 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 +
 
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
60 Months
1.99%
2.00%
2.33%
2.35%
2.43%
2.45%
2.58%
2.60%
2.72%
2.75%
24 Months
1.390%
1.40%
1.79%
1.80%
1.89%
1.90%
1.99%
2.00%
2.13%
2.15%

IRA & ROTH IRA SHARE CERTIFICATES / IRA SHARE

TERM / ACCOUNT
$500 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 +
 
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
Dividend
Rate*
APY**
60 Months
2.32%
2.35%
2.66%
2.70%
2.758%
2.80%
2.91%
2.95%
3.05%
3.10%
30 Months
1.83%
1.85%
2.23%
2.25%
2.32%
2.35%
2.42%
2.45%
2.57%
2.60%
18 Months
1.34%
1.35%
1.59%
1.60%
1.64%
1.65%
1.74%
1.75%
1.83%
1.85%
12 Months
1.34%
1.35%
1.59%
1.60%
1.64%
1.65%
1.73%
1.75%
1.83%
1.85%
 
 
Minimum Balance
to Open
Dividend
Rate *
APY **
         
IRA SHARE
$25.00
1.00%
1.00%
          

COVERDELL EDUCATION SAVINGS ACCOUNTS (CESA)

TERM / ACCOUNT TYPE
Minimum Balance
to Open
Dividend
Rate *
APY **
30 Months
$500.00
1.83%
1.85%
18 Months
$500.00
1.34%
1.35%
12 Months
$500.00
1.34%
1.35%
CESA
$25.00
1.00%
1.00%


* RATE INFORMATION: The Dividend Rate and APY (Annual Percentage Yield) may change at any time, as determined by the Credit Union Board of Directors. Nature of Dividends: dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Early withdrawal on the term certificates could result in a substantial penalty. Please refer to the Share Account Rate Disclosure and the Certificate Account Rate Disclosure for further information relating to the above products. Fees assessed on accounts could reduce earnings on those accounts. Please refer to the Fee Schedule for further information.