Amplfied
Checking |
Free
Checking |
Checking
Plus |
||||
Member
Profile |
You prefer higher monthly dividends – the higher your balance, the more you earn. You also like extra benefits. |
You
prefer online channels and no fees |
You prefer
earning monthly dividends. You keep a consistently high balance in your
checking account |
|||
Monthly
Service Fee |
$5.95 |
NONE |
$5.00 unless
you maintain $500 daily minimum checking balance |
|||
Check
Writing |
Unlimited |
Unlimited |
Unlimited |
|||
In-Network
ATM Fees |
Free, unlimited
use |
Free,
unlimited use |
Free, unlimited
use |
|||
Out-Of-Network
ATM Fees |
$1.50 AMPLIFY charge** |
$1.50.Waived with Direct Deposit** |
$1.50 AMPLIFY charge** |
|||
Minimum
to Open |
$100 |
$25 |
$25 |
|||
Dividend
Earning |
YES |
NO |
YES |
|||
Statement
Options |
e-Statement |
e-Statement* |
e-Statement
or paper |
|||
Automatic
Overdraft |
YES |
YES |
YES |
|||
Privilege
Pay Overdraft |
YES (qualifying Members) |
YES (qualifying Members) |
YES (qualifying Members) |
|||
BillPayer |
FREE |
FREE |
$4.95/month |
|||
Debit
Card |
FREE |
FREE |
FREE |
|||
Online
Banking |
FREE, 24-hour |
FREE,
24-hour |
FREE, 24-hour |
|||
Bank
By Phone |
FREE, 24-hour |
FREE,
24-hour |
FREE, 24-hour |
|||
Extra
Benefits |
Dozens |
NO |
YES |
|||
| * A $2.25 processing fee will be charged for each paper statement on the Free Checking account, should you choose not to accept e-Statements. | ||||||
| **Other financial institutions or merchants may charge for use of their ATM. If you have direct deposit into your Free Checking Account, Amplify will automatically refund this charge to your account the next business day. Amplify's definition of Direct Deposit is every 35 days, and reclassification occurs on the first day of the month following your initial direct deposit. | ||||||
| NOTE: All AMPLIFY checking and savings products are insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. | ||||||