Free Business Checking
AMPLIFY Business Checking
Business Account Analysis
 
 
Member Profile
You have minimal transactions on your account and prefer online channels and no fees.
You have an average amount of transactions on your account, consistently keep a high average balance, and prefer to earn interest.
You have a high volume of activity and keep a high balance. The earnings credit helps circumvent fees.
 
 
Requirement to Waive Monthly Service Fee
NONE

$5,000 to avoid
$10.00 monthly fee

$5,000 to avoid
$15.00 monthly fee
 
 
Transaction Activity Fee
50 Transactions
at no charge*

25 Transactions at no charge**
50 Checks Deposited at no charge**

$0.15 per debit transaction
$0.10 per credit transaction
$0.08 per check deposited
 
 
Debit Card
FREE - 2 Cards
FREE - 2 Cards
FREE - 2 Cards
 
 
Minimum to Open
None
None
$500
 
 
Dividend Earning
NO
YES
NO
 
 
Statement Options
e-Statement
e-Statement
e-Statement
 
 
Automatic Overdraft Protection
YES
YES
YES
 
 
BillPayer
Free
Free
Free
 
 
Online Banking
FREE, 24-hour
FREE, 24-hour
FREE, 24-hour
 
 
Mobile Banking
FREE, 24-hour
FREE, 24-hour
FREE, 24-hour
 
 
Online Check Images
FREE
FREE
FREE
 
    *0.25 fee is charged to all transactions once limit is exceeded.
    ** 0.15 fee is charged only to the transactions exceeding the limit.
 


NOTE: All AMPLIFY checking and savings products are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. In calculating the "monthly minimum combined share balance," AMPLIFY calculates the overall balance under the Membership number including savings, checking, money market, certificates, and IRAs.

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